Payment Plan FAQs

What is a payment plan?

A payment plan allows you to divide the balance owed on your student account into installments over four or five months during the Fall and Spring semesters instead of having to pay the entire balance at the start of each term.

Is a payment plan required?

It is required only if you are not able to pay your full semester balance by the first day of the semester.

Why should I sign up for a payment plan?

If you will not be able to pay your account balance by the due date, the payment plan is an option that allows you to extend your payments through the term without accruing late fees.

Is there a cost for having a payment plan?

Yes, there is a $55.00 set up fee per semester to use the payment plan option.

How can I sign up for a payment plan?

You can sign up for a payment plan any time after your tuition/fees post to your student account for the term. Once charges have posted, your financial aid should disburse shortly after and post to your account. Then the remaining balance can be put on a payment plan. Go to your Populi student account, login, click on your “Financial” tab, then click on the “Make a Payment” button. Once you are in the payment document, you can make your choice of whether you want to pay the full amount (at the bottom of the screen) or click on the dropdown to change it to the “Choose a Payment Plan” option.

What are the payment plan options?

Fall Spring
5 payments Jul-Nov Dec-Apr
4 payments Aug-Nov Jan-Apr

You can choose whether you want the monthly payment to come from your bank or from a credit/debit card on either the 5th or 20th of each month. It will show you the monthly amount that will be charged and the dates it will charge.

For summer term payment options, please contact Student Accounts.

Is there a 12-month payment plan?

No, the payment plan is calculated for each semester to follow how your student account is billed. If you sign up for the five month plan both semesters, the total payment installments will be over the ten months of the academic year, beginning in July and ending in April.

Why is the plan only for the current term (Fall or Spring)?

Each term is billed separately. The charges/aid will only be on your student account just before the term begins. And you must pay off the balance from the current term before you can register for the following term.

Can I still sign up after the start date?

You will want to sign up on or before the date of your first payment to optimize the benefit of being on a payment plan. But if you need to sign up after, you will owe the back payments to the date of sign up. By waiting several months to begin, you will have to pay a larger portion of the balance at once and could also have incurred late fees on your account.

Does the payment plan method have to be automatic?

Yes, the payment plan is set up through your Populi financial page. There you will enter the information for your credit/debit card or e-check. The payments will automatically process on your choice of the 5th or 20th of each month.

Can I make a payment by cash or a check?

Yes. You can always pay by cash or personal check. Just bring the payment to the Student Accounts Office for processing. However, the installments for the payment plan that you sign up for through Populi will need to be through the auto-pay system.

If I make an extra payment to my account, will my monthly installment be adjusted?

Yes, the payment plan system will adjust your remaining payments based on the balance of your student account. The same would be the case if additional fees or charges were added to your account after signing up for the plan.

Can I make payments directly to my account in addition to being on a payment plan?

Yes, you can make additional payments through your Populi portal. Students have made a large “down payment” at the beginning of the term to make the monthly installments less. Choose what works for you and your family.

What happens if my auto-payment is declined?

If your credit/debit card or banking information changes, your payment will be declined. Please contact the Student Accounts Office with updated information as soon as possible to have the payment process on time and avoid any additional late fees. If your payment is declined for insufficient funds, there will be an additional $25 fee charged to your account.

Do I get notification of my upcoming payment?

Yes, you will be sent an email notice that your payment will be processing.

How do I sign up for a payment plan?

  1. Log into the Populi site at
  2. Open the “Financial” tab from your main page.
  3. On the right under “Pay Now” open the “Make a Payment“ link.
  4. Scroll to the bottom of the page. Change the dropdown to “Choose a Payment Plan.” It will give you your estimated monthly charge.
  5. Fill in your information and banking or credit card numbers.
  6. Click “Begin Payment Plan” at the bottom of the page.

What payment plan should I choose?

From the “Payment Plan” dropdown, choose the plan for the term that correlates with the balance you are paying. All account balances must be paid in full before the end of each term. For example, if the charges on the account are from fall, then the two choices are the 5-month plan July through November or the 4-month plan August through November. You cannot use a plan that has payment in the future term.

I signed up for the wrong payment plan. What should I do?

Contact the Student Accounts Office at, or call 503-375-7030. We can remove the plan and you will be able to choose the correct one.

Will the $55.00 service fee for payment plan set-up be included in my monthly payments?

Yes, the fee will be calculated into the monthly payment, just as any additional fees or charges to your account will be.

Can I pay off my account balance before the end of the payment plan?

Yes, you can pay in full at any point during your payment plan. The account will automatically be recalculated to a zero balance and the auto-payments discontinued. The $55 set up fee is non-refundable.

Will I be able to register for the next term if I am on a payment plan?

Yes, the plan ending dates are set to have your account balance paid off by time of registration. The Fall plan ends in November, and the Spring plan ends in April. If you miss a payment, you will need to pay it off before you can start the next semester. If your payment plan is not current and in good standing (i.e. you have missed or declined payments), you may not be able to register for future terms.

What if I can’t make the payments after starting a plan?

Since the payments are automatically processed through your credit/debit card or checking account, you should contact the Student Accounts Office before your next payment date. We can manually cancel your plan. Your student account will then be subject to late fees of 1.5% per month on any balance after the due date.

Can I extend the length of the payment plan?

No, the payment plans are set to have your balance paid off before registration for the following term. If you cannot make the installments as required, you can pay directly to your student account without the “plan.” The balance will be subject to late fees, and you will not be allowed to register, get transcripts, or receive your diploma until your student account balance is zero.