Alternative Loans

Up to the cost of attendance

Have you added up all of your scholarship, grants, federal loans, and state aid, and found that there’s still a gap? Alternative loans can sometimes help bridge the gap between the “sticker price” and all the aid and other loans you’ve received.

Alternative loans are offered by lending institutions such as banks and credit unions, and they usually come with higher interest rates than federal loans. In addition, they may require a cosigner. Each institution is different, however, so be sure to do your research to find the alternative loan that best meets your needs!

Application Process

Search for lenders online at


  • All students.
  • Not need-based.

About the Loan

  • Student loans made through a lending institution.
  • Normally requires a cosigner.
  • Loan features, interest rates, and payment terms will vary by applicant.

Questions? Don’t hesitate to reach out to the Financial Aid Office at or 503-375-7006.